Services

Fannie Mae
Freddie Mac
FHA
VA
USDA
First-time homebuyers
Primary residences
Second homes
Investment homes
1- to 4-unit properties, condominiums

Up to 100% financing
Low down payment
HomeReady program
Home Possible program
State housing programs
Programs for those with low to moderate income
Down payment assistance

FNMA HomeStyle
FHA 203K
Minor rehab
Major rehab
Primary residences
Second homes
Investment properties
1- to 4-unit properties, condominiums
FICO Score as low as 620
Down payment as low as 3.5%

5% down payment
FICO Score as low as 660
1- to 4-unit properties, condominiums
Primary residences
Second homes
Investment homes
Low down payment with no mortgage insurance (MI)

3% down doctor loans
Foreign national programs
Alternative income programs
Early access programs
Multi-family jumbo loans
Non-warrantable condominiums
Portfolio conforming & jumbo programs
QM & Non-QM options
Primary residences
Seasonal second homes
Jumbo investment homes

Conventional (Fannie Mae or Freddie Mac)
FHA
VA
USDA
Primary residence only
Grant up to 3% or silent second up to 4%
620 minimum FICO
$1,000 borrower contribution required
Income restricted

Conventional (Fannie Mae and Freddie Mac)
FHA
VA
USDA
Primary residence only
Repayable 2nd lien up to 5%
640-660 minimum FICO
Can only be used in El Paso County
Income restricted

Conventional (Fannie Mae and Freddie Mac)
FHA
VA
Primary residence only
Repayable 2nd lien up to 6%
640-680 minimum FICO
Can only be used in select Denver Metro areas
Income restricted

FHA only
Primary residence only
Repayable 2nd lien up to 5%
660 minimum FICO
No income restrictions
MCC’s permitted

FHA only
Primary residence only
Forgivable 2nd Lien up to 3.5%
Repayable 2nd lien up to 5%
600 Minimum FICO
No income restrictions
MCCs permitted

Grant only
Funds based on income restrictions
Can be paired with other DPA programs